Human Resource Services

Please roll over the topics on the left to view more information.

• Do you have frozen pensions from previous employment?
• Who are managing them and how have they performed?
• Should they be consolidated?
• What are you likely to receive in retirement?
• Should you be making additional contributions?
• Do you understand recent legislation?
• Do you want more information about SIPP’s?

• Are you using the correct tax wrappers (e.g. taking advantage of your CGT allowance)?
• Check domicilitory / residency and how it may affect you.
• Is your money invested according to your risk profile?
• Check you have access to the best fund managers in the country.
• Do you understand the investments you hold?
• Check performance and charges.
• Are you making use of EIS / VCT / Film partnership schemes?
• Are you online to achieve goals?

• Are your family adequately protected in the event of your death / critical illness etc
• Are you paying too much for this protection
• Is the life cover in trust

• Only one in three individuals make legal Wills, which means the majority of the population risk leaving their family intestate and facing a large tax demand. By making a Will, you can determine precisely who will inherit your property and who will act as guardians to your children in the event of your death. Find out more

• So few people do anything about their potential Inheritance Tax liability that HM Revenue and Customs collected £3.9 billion in 2007/2008. Find out more

• Do you have any or need any?
• Review current trusts to see whether they need updating following recent changes in trust Law
• Is your Death in Service in trust?
• Is you pension in an Asset Preservation Trust?

• Let our specialist insurance broker,Green Park Insurance Services, have a look at your insurances, and see if you could save money and improve your cover.
  
  The Portfolio Approach adopted by GPIS identifies your needs, and puts in place a single policy with one insurer, one renewal date and one point of contact - saving you time and money.

• Most competitive and appropriate schemes
• Understand options and maximum amounts that can be borrowed
• Advice on specialist products such as equity release and multi-currency mortgages