Human Resource Services
Seminars
Breaking down pertinent topics, our recent seminars have included:
- An expert insight – successfully managing your wealth?
- Will you leave your loved ones with a hefty tax bill?
- Pensions: The government have changed the rules - how does it affect you?
- How to maximise your income from your investments?
- Retirement is all about the future - planning is all about today
- How to turn the tables on the turbulent financial markets?
Please roll over the topics on the left to view more information.
In the current climate of market uncertainty, it’s only natural to be concerned about building and protecting your financial future. We can offer you an expert insight into the proven strategies open for you to successfully manage your wealth, giving you renewed confidence and security.
Many people mistakenly believe that Inheritance Tax is no longer an issue. Unfortunately the reality is very different. Without making proper provision, the government could take up to 40% of your hard earned assets. The good news is that there are effective ways for you to reduce or even eliminate your exposure so you can leave a lasting legacy to your loved ones.
We had A Day, we now have B Day! On 22nd April 2009 the Government changed tax relief on pension contributions for all those individuals with income over £150k. It is important that everyone understands these rules; the A Day rules still apply, it is only tax relief that has changed. Understanding these changes will help you make the best decisions with regards to planning for your retirement.
With interest rates at a record low, if you are a saver with cash on deposit you are currently receiving little, if any reward. The good news is that there are ways to achieve better returns on your money, be it increasing your income or achieving long term capital growth
When will you retire? What level of income will you need? How long will you live? These are really important questions that individuals need to answer. On average a male age 65yrs will live until they are 88yrs and a female age 65yrs will live until 91yrs. Making sure that you have enough money to retire on is important. The sooner you start the easier it is. Understanding what you can fund into a Pension is key!
The economic downturn brings with it both threats and opportunities. You may be someone who is seeking ways to safeguard your wealth or perhaps a shrewd investor looking to identify stocks likely to rise once the current volatility blows over. Whichever camp you fall into, knowing the direction to take is crucially important.