Mortgages

The mortgage market seems to be ever changing. As such, it can be a minefield for consumers to know where they stand.

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Buying a property

Buying a property is often stressful enough, without the added headache of trying to interpret the media hype surrounding the Mortgage Market Review (MMR).

It’s enough to put anyone off! Thankfully, because we spend all day every day talking mortgages we understand the intricacies and can make suitable recommendations for our clients.

We take a whole of market approach to mortgages, providing access to competitive solutions from commonly known lenders as well as some bespoke providers.

It’s our job to work on your behalf to secure the mortgage you require to purchase your dream home, or investment property.

Our independent mortgage service ensures that every detail is managed from the initial enquiry through to completion.

Our clients find this seamless process an extremely valuable service.

The process
  • Before you even start looking, speak to us. We’ll help you get your paperwork organised and more importantly, let you know how much you will be able to borrow.
  • Start looking, make friends with Estate Agents and begin nosing around other people’s homes.
  • Put your offer in.
  • When your offer is accepted, contact us and we’ll start the ball rolling.
  • We’ll organise the Mortgage Application for you, instruct the valuation and help you to appoint a solicitor.
  • A Surveyor instructed by the Mortgage Company will visit the property to confirm its value.
  • Your Mortgage Offer will be confirmed.
  • Your solicitors will arrange all the necessary paperwork for the Exchange and Completion dates.
  • You’ll Exchange contracts – this is when you will pay your deposit and ensure your buildings insurance is in place.
  • When you Complete, you’ll be given your keys and the property is officially yours!

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Talk to us about your Mortgage needs, please...

Contact us