Wealth Management

Wealth Management is at the very heart of AAG. In essence, we provide reliable and expert advice for individuals seeking to achieve three principal financial objectives…

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The Three Principal Financial Objectives

1. Creation of future capital

2. Management of existing assets

3. Protection against financial risk

These objectives are achieved in a streamlined and time-efficient fashion. By maintaining exceptional levels of communications between the various experts retained to manage your affairs, you will be able to rest easy in the knowledge that one experienced professional will oversee and manage your financial well-being on an ongoing basis.

 

Working with St. James’s Place Wealth Management

We have chosen to work with St. James’s Place to support our wealth management services, because their values are aligned with our own and they have a proven track record and strong heritage.

More information on our relationship with St. James’s Place can be found on our associate website: www.aagwealthmanagement.co.uk

Investments

With the right advice, investments can offer opportunities to grow your wealth, protecting it against inflation in a tax efficient manner. But, with a diverse range of solutions, how can you be sure that you are making the right decisions?

Whatever your objectives, we will work with you to design an investment plan to take you closer to them. Explaining the various options and how they can work for you.

More information on the types of investments available and the St. James’s Place distinctive approach to investment can be found on our associate website: www.aagwealthmanagement.co.uk

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Retirement Planning

It’s never too early to start planning your retirement. And, it doesn’t just have to be focused on Pensions.

The latest Budget announcements proved that there is a pension revolution in the making. It’s important that you understand the implications for you, and how you can help to realise your retirement dreams.

Retirement Planning is a big topic and you can find out more on our associate website: www.aagwealthmanagement.co.uk

 

Protection Planning

Protecting both yourself and your estate is vital, and needs some careful consideration.

Ensuring that your family is taken care of in the unfortunate event of a critical illness or death, is key for your financial well-being now and for the future. Getting the right advice and solutions can ensure your family can survive financially without you.

Protection planning isn’t just about Life Cover, Critical Illness or Income Protection. It also focuses on protecting your Estate.

Inheritance Tax (IHT) used to be the concern of the wealthy, but the reality is that more and more people are being affected each year – in 2012/13 HM Revenue & Customs collected £3.1 billion in IHT revenues (Source: HMRC Tax and NIC Receipts Report October 2013).

It’s therefore important to consider your Estate and IHT planning.

For more information on protecting yourself and your estate, visit our associate website: www.aagwealthmanagement.co.uk

Communicating with you

We choose to communicate securely with our clients via My Wealth Cloud, the safest and most intuitive ‘online filing cabinet’, where every paper is in order and accessible at the touch of a button.

Find out more, about My Wealth Cloud >>

AAG Wealth Management is a holistic Wealth Management group and provider of a wide range of complementary services. The wealth management advice, for both individuals and corporates, is provided by AAG Wealth Management, a Principal Partner Practice of St. James’s Place Wealth Management. Other services offered by AAG fall outside of wealth management advice and are separate and distinct to the services offered by St. James’s Place. They are not covered by the St. James’s Place guarantee*, which is solely reserved for wealth management advice provided by representatives of AAG Wealth Management.

*St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group.

AAG Wealth Management represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s  website www.sjp.co.uk/products. The `St. James’s Place Partnership’ and the titles `Partner’ and `Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

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