Financial Education Programme | AAG | Mayfair, London

AAG Financial Education

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Financial Wellbeing starts with knowledge and understanding, followed by action.

AAG Financial Education provides your employees with the confidence and tools to take control of their financial future. We appreciate that what works for one company may not work for another. Working with you, we’ll design a Financial Education programme that suits you and your employees.

Face-to-Face Events

Face-to-Face Events

We provide 60-minute one-to-one financial consultations so that employees can discuss their specific financial circumstances with a qualified member of the AAG team in a confidential environment.

  • Face to Face
  • Video call
  • Conference call

Examples of topics that can be covered in the one-to-one consultations include:

  • Retirement Planning & Pension Consolidation
  • Pension legislation changes
  • Final Salary Pensions
  • Tax Efficient Savings & Investments
  • ISAs, Junior ISAs & Saving for children
  • Mortgages
  • General Insurance
  • Wills
  • Inheritance Tax Planning
  • Trust and Estate Planning

Weekly Financial Wellbeing Content and + #AAGFinanceFriday webinars

Weekly bitesized financial wellbeing content on a relevant subject area to ciriculate to your employees. This popular “Five Things You Need To Know” style content is a short PDF to educate and inform. This weekly content is supplemented by optional #FinanceFriday Webinars on the same topic, giving your employees the opportunity to ask any questions.

Mortgage Clinic

AAG’s in-house Mortgage team will be on hand to run a Mortgage Clinic during which time employees can discuss their existing mortgage(s), Buy-To-Let mortgages and any other related queries.

AAG Financial Education Mortgage Clinic

AAG Financial Education Mortgage Clinic

Our ever-popular mortgage clinics are hosted in your office to provide your employees with easy access to mortgage advice in the convenience of their place of work. We take the stress out of applying for a mortgage, ensuring that our Senior Mortgage Specialists are on hand to answer any queries in a confidential environment.

Below are some of the most popular topics we are able to cover during a one- to-one mortgage consultation.

Buying a property

  • First-time buyer
  • Moving home
  • Second home / Holiday home
  • Help-to-Buy / other special schemes
  • Helping children get on the property ladder
  • Guide you through the process from start to completion

Remortgage

  • Remortgage
    – Review existing mortgage & mortgage terms
    – Obtain a better deal
  • Product transfer with existing lender
  • Review rates available on the market
  • Capital raising

Buy-To-Let

  • Buy-To-Let
  • Purchase, remortgage or product transfer
  • Portfolio lender

How to Increase Your Chances of Getting a Mortgage

  • Top tips
  • What to avoid

For more information or to book a ‘Mortgage Clinic’, please contact:

 

FinancialEducation@aag.co.uk

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Our Popular Sessions

15 years to retirement

This session is appropriate for individuals with more complex pension and retirement planning concerns and who are likely to be within 15 years of retirement. By the end of this session, employees will have a better understanding of topics such as: Annual Allowance, Funding Levels & Tax Relief, Carry Forward, Lifetime Allowance, Final Salary Pension Schemes and Retirement Income Options.

Saving Tax Efficiently

Pensions are one of the most tax-efficient ways to invest and tax relief continues to be a considerable advantage to the millions of people building a fund for retirement. Unfortunately, the government has started to reform the system. In this session, AAG Financial Education talks about additional ways to save tax efficiently and increase pension funding levels to help employees make the most of their annual allowances which provide tax relief.

Making Your Money Work Harder

This session will provide an overview around the new tax year allowances and what they mean for personal finances this tax year, including pension, ISA & Investment limits. We will also cover how to use lockdown as an opportune moment to review finances to make sure employees are saving and budgeting in the right places before discussing Mortgages in the current climate. Employees should be in a better position to make informed decisions about your personal finances.

Advanced Tax Planning

This session is for individuals with more complex tax needs. The government reforms regarding pensions are limiting higher earners in the form of Annual Allowance and Lifetime Allowance caps. In this session, AAG Financial Education talks about additional ways to save tax efficiently to build a more efficient portfolio and to take advantage of other investment structures that provide tax benefits as employees save towards retirement.

What If? Protecting you and your family

We all strive to achieve a standard of living we feel comfortable with. What is less comforting is the thought that if the main earner in the family were to die or fall seriously ill, our standard of living would all but disappear. While the topic can be unnerving, this session covers concepts including: Life Assurance vs Mortgages Protection, Family Income Benefit, Income Protection vs Critical Illness, Whole of Life Protection for IHT Planning and other concepts such as Waiver of Premium, Indexation and Total Permanent Disability, to ensure that employees understand how to be best protected against life’s unpredictability.

Leaving your Legacy

Wealth has traditionally passed from one generation to another after death. However, as we are all living longer, wealth is increasingly being transferred between generations during our lifetimes. A growing number of families now want to know how best to manage their wealth collaboratively, across the generations. In this session, employees will learn strategies to reduce Inheritance Tax liabilities as well as how families can use their collective wealth to support each other efficiently
during their lifetimes.

Planning around Children

Often a daunting thought for parents or people thinking about starting a family. With the rise in the cost of living, many people are unsure as to how best to plan for their children’s future. During this session, AAG Financial Education will discuss how to save for a child both in the short and medium term, before outlining the importance of concepts such as protection, wills and gifting. This session is designed to give a comprehensive overview of financial planning around children to help
parents navigate the opportunities and allowances available to them.

What our Clients Say

“Ashleigh, Tyler and Ian have been fantastic during our Financial Education Initiative. The Taking Financial Control had an immediate influence and impact on our employees with planning their finances. It has surely helped our employees prioritise their Financial Wellbeing.”

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For a breakdown of our Financial Education pricing structure...

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